As you may have all heard, there is a federal tax credit of $8,000 for new homebuyers who purchase a home in 2009.  This tax credit, however, is only available for purchases that close before Nov 30, 2009.  What does this mean?  It means that you must have an accepted offer on a home and start the loan approval process no later than September 15, 2009, in order to allow  sufficient time to reach escrow and be funded/closed by the deadline.  Please contact me today so that I can inform you of what you qualify for and educate you on the many loan programs available.